PERSONAL INSURANCE
CAR AND HOME INSURANCE
"Safeguarding all that you've worked hard to achieve."
Personal lines insurance refers to any kind of insurance that covers individuals against loss that results from death, injury, or loss of property. These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own.
Personal lines insurance makes it possible to do things such as driving a car and owning a home without risking financial ruin.
Our Personal Insurance Offering
Household Contents
Home contents insurance covers everything in your house against theft, fire, malicious or weather damages.
Personal Accident
Personal accident insurance provides financial coverage against unforeseen events such as accidents causing injury.
Personal All Risk
Personal all risk Insurance offers you coverage and protection from risks, perils, loss or damage to your personal property.
Personal Liability
Personal liability provides coverage to pay for claims of damage sustained by others for which you are legally responsible.
Small Pleasure Crafts
Pleasure craft insurance covers theft or damage of the items stored on a craft, as well as physical damage to the craft itself.
Buildings
Building insurance specifically covers the building structure of a home against accidental loss or damage.
Private Motor
Motor insurance is meant to protect owners from any financial losses that may arise due to damage or theft of the vehicle.
Vintage, Classic & Exotic Vehicles
Specifically designed to protect your treasured vehicle comprehensively.
Motorcycles
Motorcycle Insurance is designed to provide appropriate coverage for a variety of motorcycles and related vehicles.
Trailers & Caravans
Trailer insurance protects you from damages to trailer contents or damages caused to another while using the trailer.
Excess Buyback
Excess Buy Back is the waiver of the excess amount incurred in the event of a claim.
Tracker Installation
The reward of having a vehicle tracker comes in the form of a reduced car insurance premium
Value Added Products
01Excess BuyBack
- Basic / Own Damage Buyback
- Theft and Hijacking Buyback
- Non-theft and Hijack buyback
- Penalty Excess Buyback
- Third Party Excess Buyback
02 Loss of Use
Loss of use is the inability, due to a tort or other injury to use a body part, animal, equipment, premises, or other property.
03 Credit Shortfall
It exists to cover the difference between your vehicle's retail value (usually the amount the car is insured for) and how much you paid for it when you bought it.
04 Deposit Protector
Deposit Protector will pay out the deposit that you paid when purchasing your vehicle in the event that your vehicle is written off or stolen and not recovered.
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